Second Chance Bank Accounts

Archive for the ‘Get A Second Chance Bank Account’ Category

Figuring out how to get a second chance bank account is actually really easy. You just have to pick the company that you want to use, and apply. Most companies offer instant approval, so you can get your life moving forward again quickly.  In this post I want to show you what the requirements (and non-requirements) for approval, and some tips for choosing a company to use.

The only “real” requirement for second chance bank accounts are that you are a US citizen and have the proper ID to prove it.  This started after the 9/11 attacks and the government wanted to prevent people from getting bank accounts under false names.  Many people were abusing the second chance banking institutions for this, but it’s been cleaned up now for a while.

All of the things that are preventing you from getting a bank account at a standard bank aren’t required for this style of account.  There is no Chexsystem verification, no credit check, no employment verification, and definitely no BS!  Most of these second chance banking accounts don’t do much for repairing your credit, but you still gain the ability to pay bills, shop online, get cash from an ATM, and all of the other benefits that come with having a bank account.

Visa Prepaid Card – FREE Direct Deposit, Online Pay Bills, Get Cash from ATM’s, Guaranteed Approval!

In order to find the program that you need, you have to first figure out what features you need.  Online bill pay, direct deposit, and getting cash from ATM’s are the features that most people need.  Some companies also offer text message updates, free online banking, and no overdraft charges.  The link above for Vision will offer many of these features with instant approval.

Just because you don’t have a bank account right now doesn’t mean that you have to go without.  Get a second chance bank account that has all of the same features as the standard accounts do, with instant and guaranteed approval.  It’s easy, it’s fast, and you can do it right now!